Before you get started, it’s a good idea to speak with a mortgage broker to help determine what’s in your price range. To do this, your mortgage broker will ask you for information about your income, savings, assets, recent tax returns, and what amount you plan to have for a down payment. They will also explain the different types of mortgages that are available to you. By working with a mortgage broker, you can get pre-approved--and you can begin your search knowing you’ll be looking at properties that will stay within your budget.
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